Research
Cross River Integrates RLUSD into Its Core Banking Platform
Cross River and Ripple announced RLUSD support on XRP Ledger through a single banking API, with availability limited by state.
Published

Cross River Bank announced on October 15 that it is integrating Ripple USD into its Core Operating System, with transactions supported on XRP Ledger. The bank says fintech customers can use one API to move between U.S. dollars and RLUSD and connect that settlement option with ACH, wires and real-time payments. Cross River describes the service as available now, but only in limited states. This is an announced banking-platform integration, not evidence that every customer has adopted it or that the proposed efficiency gains have been measured in production.